Conception Bay South (CBS) is located just 12 miles from the capital city of St. Johns. This growing community has pristine hiking trails, parks, marinas, beautiful beaches, spectacular ocean views, excellent schools, essential medical facilities and a commercial port. There is an industrial park. and a thriving business sector.

The town offers affordable real estate, great amenities, a safe environment and some of the best weather on the Avalon. You can see why CBS is one of Newfoundland and Labrador's fastest growing communities and a favorite for families looking to build long-term roots.

Discover Conception Bay South

  • The 2nd largest municipality in NL, with an average age of 41 years and a population of over 27,000 residents
  • CBS has…

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Renovating your home is a big decision and often an expensive one. After weeks or months of planning, saving money or acquiring financing, your dream home is finally within sight! Be warned, however, completing these renovations requires thorough research if you hope to stay on budget. Renovating is exciting and friends, family and neighbours will all offer advice and tips aplenty. You need to verify and evaluate all the ways you can save money on your next renovation. Read on for ways to save on your renovation and save yourself a bundle!

5 Savvy Ways to Save Money on Your Renovation

1. Make A Budget and Draw Up a Roadmap

Going over-budget when renovating is easier than you might think, making it the most significant threat to your…

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There’s a certain something about home renovation shows that keeps us glued to the TV. They provide us with inspiration for current or future projects (Fixer Upper). They tell stories that tug at our heartstrings (Extreme Makeover: Home Edition). They also give us hope that even the most demanding renovations can be completed in a blink of an eye (Property Brothers). 

We often see rooms or even entire houses get transformed in what seems to be a matter of days, and the final reveal always appears perfect. How do contractors on these home renovation shows manage to wrap up projects so quickly without issues? How do they obtain permits without delays? Do their renovations stand the test of time? Will the updates actually increase the value of the…

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Canada home prices

Industry observers anticipated the Canadian real estate market would slow down ahead of the Bank of Canada’s (BoC) monetary policy tightening crusade. It could be challenging to fathom, after the unprecedented growth of Canada home prices and market activity during the last two years.

According to the Canadian Real Estate Association (CREA), national home sales tumbled by 5.3 per cent in July, with monthly activity clocking in 29.3 per cent below last July. Home prices were mixed. On a month-over-month basis, they edged down 1.7 per cent in July. However, on an annualized rate, the MLS® Home Price Index (HPI) advanced 10.9 per cent to $629,971.

This is a nationwide trend, too, association data show. Sales activity was…

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housing shortage affordability crisis

Is Canada’s housing affordability crisis as bad as it was a year ago? No.

Is Canada’s housing affordability crisis still ongoing? Yes.

The talk of affordability has dissipated in recent months as prices continue slipping from their peak earlier this year. Many financial institutions are anticipating declining prices heading into the new year, with projections as deep as 25 per cent.

While this is a considerable drop in home valuations, prices are expected to remain above the pre-pandemic levels. This is especially true in many major urban centres, such as Toronto and Vancouver.

RBC published its latest housing affordability report that confirmed the situation has not been this bad since the early 1990s. The…

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As Canadian home sales activity and prices continue their downward trend, many prospective home buyers want to know where the bottom is… and how hard that landing will feel.

Predicting the end to the slide is anyone’s guess, but the Canadian Real Estate Association’s Senior Economist Shaun Cathcart said there’s an “increasing number of data points I’m watching that could suggest (the real estate market) will have a softer landing as opposed to the harder variety.”

Year over year, the average price of a Canadian home sold in July was $629,971, down 5% from $662,924 in July 2021.

Canadian Real Estate Activity

While home sales were once again down from June to July, the declines were smaller than the ones experienced in the previous four…

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Advantages of Living in the Suburbs_farmers market

Every city has a suburb, and these areas have become hotspots during the course of the pandemic – and with good reason. They provide a great balance between the excitement of city living and the peace and quiet to be had out in the outskirts. There are many advantages to living in the suburbs that people know about, like greater affordability in buying or renting, bigger houses, and a close-knit sense of community. But several advantages often get overlooked in comparing the suburbs to the city. Let’s take a look at five of them.

5 Advantages of Living in the Suburbs

1. You can enjoy a slower pace of life and a healthier lifestyle. While the suburbs still experience rush hour, there is a huge difference coming from the…

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Building credit history professional advice

It only takes a few bad decisions or a few months of hard times before your credit score plummets, and once it’s low, it can be very difficult to build it back up. Sometimes it isn’t enough to just make payments on time, and you might need a little help with building your credit history.

An easy way to help build up your credit score is by incorporating rent payments into the calculation. Several programs are available that use your regular monthly rental payments to help increase your credit score, so you can enjoy the benefits that go with that.

Let’s learn a bit more about why building credit history is important and how these programs work in conjunction with your credit history to increase your score.

The Benefits…

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Homeownership has many benefits, including the ability to use your property’s equity as a lending resource.  

Whether you need funding for a renovation or to consolidate debts, a mortgage holder can access home loans and home equity lines of credit (HELOC) through their property. There’s also the option to remortgage your home, which by breaking your existing mortgage and starting a new one, can provide leftover cash through your home’s equity to pay for large expenses. 

If you’re considering employing your home’s equity, here’s what you need to know about HELOCS, home equity loans, and remortgaging.  

Image via Pexels

What is a Home Equity Line of Credit (HELOC)? 

If you’d like the flexibility of having a large chunk of change on…

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