Found 3 blog entries tagged as budgeting.

Buying a home is one of the most significant financial decisions you will ever make. The journey can be exciting and intimidating, whether it's your first home or your fifth. But to ensure your homebuying journey is successful, you must have your finances in order. By taking the reins of your finances, you're not just setting yourself up for success but also empowering yourself. The initial overwhelm might dissipate as you realize that with careful planning, you can determine your comfortable home budget, secure a mortgage, and avoid any last-minute surprises. By being proactive about your finances, you're not just making your dream of homeownership a reality but also taking charge of your future. Remember, with some planning and determination, anything…

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Congratulations on taking the first step towards homeownership! As a first-time homebuyer, the process of purchasing your dream home can be both exciting and overwhelming, especially when it comes to navigating the mortgage landscape. One of the critical decisions you'll face is choosing between a fixed-rate and a variable-rate mortgage. In this blog post, we will break down the differences between these mortgage options and provide valuable advice to help you make an informed decision that aligns with your financial goals.

What is a Fixed-Rate Mortgage?

A fixed-rate mortgage is a popular and straightforward option for first-time homebuyers. With this type of mortgage, the interest rate remains constant throughout the loan term, typically…

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Thanks to social media platforms like YouTube, Pinterest, TikTok, and Instagram, there’s an almost infinite amount of DIY inspiration out there. However, before you tackle that built-in bookcase or refresh your home with paint, you should know the DIY world is full of common—but thankfully avoidable—mistakes. To help you navigate your next DIY project, we spoke with three local home-owning DIY pros about the most common mistakes that are made.

Image via @humpackhome on Instagram. 

Not doing enough research beforehand 

When renovating her home, Tobie (@tobesgoesdiy) says she didn’t do enough research on installing tongue and groove laminate flooring and ended up installing it backwards. Similarly, in one of her first tiling projects, Dalyn…

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