Are you searching for a new home? When deciding where to live, there are many factors to consider, such as the location, nearby amenities, and transportation options. One of the growing trends among new homeowners and young adults buying their first homes is choosing to live in a walkable neighborhood. In this blog post, we'll explore five benefits of living in a walkable neighborhood.

Improved Physical Health

Walking is a great form of exercise that can improve your physical health. When you live in a walkable neighborhood, you have access to sidewalks, bike paths, and trails that make it easy to walk or bike to nearby amenities, such as grocery stores, restaurants, and parks. By incorporating walking or biking into your daily routine, you can…

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Your credit score is a three-digit number that represents your creditworthiness. It is calculated based on your credit history and financial behavior. A higher credit score indicates that you are more likely to repay your debts on time, while a lower credit score suggests that you may be a higher risk borrower. In Canada, credit scores range from 300 to 900, with a score of 650 or higher considered to be good.

Your credit score is important because it affects your ability to get approved for credit, such as a credit card or loan, and the terms and interest rates that you are offered. It also impacts other areas of your life, such as renting an apartment, getting a job, and even setting up utilities.

When applying for credit, lenders will…

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For many Canadians, the decision to rent or buy a home is a significant financial decision. With the cost of housing on the rise, especially in urban areas, it can be challenging to decide what's right for you. In this article, we'll explore the pros and cons of renting and buying a home for first-time homebuyers and those looking to transition from renting to owning.

Pros of Renting:
  1. Flexibility: Renting provides more flexibility than buying since you aren't tied down to a long-term commitment. You can easily move from one rental to another without worrying about selling a property or finding a new buyer.
  2. Lower upfront costs: Renting typically requires lower upfront costs than buying. You won't need to save for a down payment or pay for…

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According to data from the Newfoundland and Labrador Association of REALTORS®, the number of homes sold through the MLS® System in February 2023 was 301 units. This represents a decrease of 8.8% from February 2022. Despite the decline, home sales were still 15.1% above the five-year average and 32.5% above the 10-year average for the month of February.

Looking at the year-to-date figures, home sales in the first two months of 2023 totaled 553 units, down 20.4% from the same period in 2022.In terms of residential activity in St. John’s, there was a modest decrease of 1.9% on a year-over-year basis in February, while activity in the rest of the province posted a decline of 12%. Single detached home sales in St. John’s remained unchanged from levels…

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As the weather warms up and Easter approaches, many homeowners are eager to refresh their homes with new decor. Incorporating Easter-themed decor into your home's design can be a fun and festive way to embrace the spring season. Here are some tips and inspiration for adding Easter-inspired decor to your home:

Use Pastel Colors
Pastel colors are a hallmark of Easter, and they can be incorporated into your home's design in a variety of ways. Consider painting an accent wall in a soft shade of pink or blue, or adding pastel throw pillows to your living room or bedroom.

Add Bunny Decor
Bunnies are another classic Easter symbol that can be used to add a playful touch to your home decor. Look for bunny-shaped knick-knacks, such as ceramic figurines or…

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Moving homes can be a stressful experience for everyone involved, but it can be especially challenging when you have pets. Dogs and cats may struggle with the changes that come with a move. Fortunately, there are steps you can take to make the process as smooth and stress-free as possible for your furry friends. Let’s explore some helpful tips and resources for moving homes when you own pets.

Update your pet's microchip and ID tags

Before you move, make sure your pet's microchip and ID tags are up to date with your new address and contact information. This will ensure that if your pet gets lost during the move, they can be quickly reunited with you.

Plan for your pet's transportation

Depending on the distance you're moving, you may…

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As a homeowner, regular home maintenance is essential to ensure your house remains in good condition. However, many homeowners make the mistake of neglecting home maintenance, which leads to significant issues and expenses. In this blog post, we will discuss some of the most common home maintenance pitfalls that homeowners make and how to avoid them.

Neglecting Regular Home Maintenance

One of the most common mistakes homeowners make is neglecting regular home maintenance. Home maintenance involves tasks such as cleaning gutters, inspecting the roof, checking HVAC systems, and more. Neglecting these tasks can lead to significant issues such as water damage, mold, and costly repairs.

To avoid neglecting home maintenance tasks, it's important to…

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Are you a homeowner who is looking for a way to supplement your retirement income? If so, a reverse mortgage might be just what you need. Let's look at what a reverse mortgage is, how it works, and discuss Canadian mortgage regulations that may apply.

What is a Reverse Mortgage?

A reverse mortgage is a type of loan that allows homeowners to borrow money against the equity they have built up in their homes. Unlike a traditional mortgage where the borrower makes monthly payments to the lender, a reverse mortgage allows the homeowner to receive payments from the lender. These payments can be made as a lump sum, a monthly income, or a line of credit.

How Does a Reverse Mortgage Work?

To qualify for a reverse mortgage in Canada, you must be at…

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