What is a clean offer

What is a clean offer? This term actually has nothing to do with housework. Below, we answer some of important questions about what a clean offer is, how to go about presenting a clean offer, and the risks and benefits of making one.

What is a clean offer?

A clean offer is an offer to purchase a home without any conditions attached to it. Also called a contingency-free offer, a clean offer aims to entice the seller with the promise to buy a home without any caveat that might cause the deal to fall through, which can happen based on the conditions specified in the offer. Conditions, and reasons to renege, may relate to the buyer or seller, and may include conditions like an unsatisfactory home inspection, the buyer’s…

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guide to the best places to live in Newfoundland and Labrador

The rich history, warm locals, beautiful scenery, and high quality of life are why Newfoundland and Labrador are considered one of the best places to live in Canada. But where in Newfoundland and Labrador should you call home? This guide will walk you through the best places to live in Newfoundland and Labrador so you can decide where to go house hunting. 

Top 6 Places to Live in Newfoundland and Labrador

Anywhere in Newfoundland is a great place to live. However, you can choose from these top recommendations to match your lifestyle and your definition of a perfect home. 

St. John’s

St. John's is the capital city of Newfoundland and Labrador. It is also among the best places to live in Newfoundland or Canada. With a population of 120,000,…

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 American planning to move to Newfoundland and Labrador

The peaceful lifestyle, the safety, and the beauty of the natural landscape are just some of the reasons why more people are choosing Newfoundland as their new home. This Canadian province is located on the Atlantic coast and is one of the least populated provinces in the country. Over the years, it has seen tremendous growth, which has attracted many to move to this area. If you are an American planning to move to Newfoundland and Labrador, this guide will give you everything you need to prepare for your move.

Moving to Newfoundland and Labrador from the US: Key Steps

You first need to take care of the legal documents and steps to immigrate to Newfoundland from the US. The Newfoundland & Labrador government offers a specific program that…

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what to expect when you live in Newfoundland

Canada currently has an average annual immigration of 300,000, according to Statista. The total immigrant population is over 21% of the nation's population. Newfoundland and Labrador emerges as the top choice for immigrants, with several benefits to calling it home. Find out what to expect when you live in Newfoundland to help you acclimatize to your new home faster. 

Live in Newfoundland and Labrador: Things to Know

What is it like to live in Newfoundland and Labrador? You must have vital information to prepare for life in your new home.

Geography and Climate

Newfoundland and Labrador is a province located in the easternmost part of Canada. It is the largest of the four Atlantic provinces and is split into two portions: Newfoundland and…

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We’d bet our bottom Loonie when people think about island destinations, Canada is pretty low on their list. While our country might not rank high on the list of exotic tropical getaways, you can still find plenty of gorgeous islands in every corner of the Great White North. 

Whatever your taste is, be it dreamy white sand beaches or a view of the city skyline along the shore, we’ve rounded up some unique island communities you may want to add to your bucket list of places to visit!

1. Baffin Island, Nunavut

Tucked between Greenland and the Canadian mainland, you’ll find a quintessentially arctic island—remote, rugged, and rich with Inuit culture. Baffin Island is the largest island in Canada (and fifth largest in the world), sitting on…

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It’s officially the spookiest time of the year! Although Halloween plans were somewhat halted last year, we learned you can still show off your creativity and get into the spirit. While you might be tempted to focus your energy on dreaming up the perfect costume and skipping out on decorations, decking your home out doesn’t have to cost a lot or require too much effort. 

Read on to discover some of our favourite DIY Halloween decorating ideas that are so easy, it’s scary. Plus, many are seasonal enough you can keep them up through November. 

Image via Sugar and Cloth

Sequin pumpkins

If you prefer a less traditional black and orange colour palette, we suggest adding your own white, gold, and touch of sparkle to your décor with a sequin…

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No one wants to say goodbye to their cottage for the winter, but as the days get shorter, the air gets crisper and the leaves continue to blanket the ground, it’s the ideal time to do just that. While some cottages can be used year-round, many are three-season only. These are the ones that need to be prepped for the winter months so you can head back without issue once the warm weather returns!

Just like your home, your cottage requires proper care and maintenance to ensure it can be used and enjoyed for many years to come. This is why it’s well worth the time and effort to shut it down properly, so you can hopefully mitigate any issues by the time you return in the spring. 

If you’re a cottage owner, be sure to check these 11 tasks off your…

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With interest rates on the rise, home sales have continued to cool. In some parts of the country, home prices have fallen from their peaks reached earlier this year, are flat in some regions, and are still climbing in others. The issue of not enough homes for sale has not gone away.

Some 532,545 properties are forecast to trade hands via Canadian MLS® Systems in 2022, a decline of 20% from the 2021 annual record. The downward revision from CREA’s June forecast was mostly the result of a downward revision to sales activity in Ontario, along with smaller revisions in British Columbia, Alberta and Quebec.


The national average home price is forecast to rise by 4.7% on an annual basis to $720,255 in 2022. That said, much of that increase reflects how…

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best mortgage rate in Canada

One question many Canadians are asking is are higher fixed mortgage rates here to stay? At the September policy meeting, the Bank of Canada (BoC) raised interest rates by 75 basis points, bringing the benchmark rate to 3.25 per cent, maintaining its hawkish approach to monetary policy. The central bank signalled that it would be prepared to keep pulling the trigger on rate hikes until there is sufficient evidence the consumer price index (CPI) is showing signs of coming down.

Although the Canadian annual inflation rate has eased from its 30-year high of 8.1 per cent in August, officials conceded that this was driven mainly by gasoline prices. The national economy endured “a further broadening of price pressures, particularly…

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Incentives for First-Time Homebuyers

Despite recent softening in the housing market, home ownership in Canada is expensive and can be intimidating if you’re a first-timer. Luckily, there’s financial help and incentives for first-time homebuyers, which can help offset the cost of purchasing a new home. You don’t need to feel as if you have to do it all alone – read below to see what incentives are available.

Incentives for First-Time Homebuyers

Home Buyers’ Plan (HBP)

The Home Buyers’ Plan (HBP) offers an alternative way of securing funds for a down payment for first-time homebuyers. If you have a Registered Retirement Savings Plan (RRSP), you may withdraw up to $35,000 from the account to buy or build a qualifying home for yourself or a related person…

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